According to a World Bank report, a majority of Kenyans have no access to affordable mortgage, and the available pricey mortgages chase few upmarket units. For starters, the government has failed to increase the formal affordable houses in the country. Kenya’s first medium-term plan for 2009 to 2012 in the vision 2030 strategy had an initial target of providing 200,000 housing units annually for all income levels but only delivered 3, 000 units, same case for the medium term two between 2013 to 2017. The private sector, on the other hand, has constructed 15, 000 units per year, focusing on upper-middle-class income at 48 percent and high income at 35 percent with only 2 percent segmented for the lower income. So who will take care of the millions of Kenyans who are not rich enough? “A key constraint for low and middle-income buyers comes down to a limited supply of financing, currently mortgage lending is funded almost entirely by short-term retail and institutional deposits and only a few financial institutions have accessed the capital markets,” said the WB reported, dubbed, Housing Unavailable and unaffordable. According to the report, 10 percent of all housing credit comes in the form of mortgages from the banking sector with the remainder sourced from Savings and Credit Co- operatives (SACCOs) and housing cooperative networks. Kenya’s mortgages have continued to stagnate at about 25,000 in a country with more than 41 million people despite the country being among the fastest growing economies in the continent. Ronaxan are round, yellow tablets each containing 20 mg or 100 mg doxycycline, as doxycycline hyclate. Ronaxan can be used for the treatment of respiratory tract infections in cats and dogs, including rhinitis, tonsillitis, bronchopneumonia and feline respiratory disease. The therapeutic spectrum includes Pasteurella spp., Bordetella bronchiseptica, Staphylococcus aureus, other Staphylococcus spp. Ronaxan tablets contain doxycycline, as doxycycline hyclate. Do not use in known cases of hypersensitivity to the active ingredient. Indicated for the treatment of respiratory tract infections in cats and dogs, including rhinitis, tonsillitis, bronchopneumonia...[More info] Ronaxan tablets contain doxycycline, as doxycycline hyclate. Vomiting, oesophagitis and oesophageal ulcerations have been reported as side effects following doxycycline therapy and Ronaxan should not therefore be administered to patients with dysphagia, or diseases accompanied by vomiting. Indicated for the treatment of respiratory tract infections in cats and dogs, including rhinitis, tonsillitis, bronchopneumonia...[More info] Ronaxan tablets are for oral administration. Photodermatitis has occurred following tetracycline therapy after exposure to intense sun or ultraviolet light. The dosage is 10 mg per kg bodyweight (one 20 mg tablet per 2 kg or one 100 mg tablet per 10 kg) administered daily for up to five days. The use of tetracycline during tooth development may lead to tooth discoloration. The half-life of doxycycline is reduced by concurrent administration of barbiturates or phenytoin. Doxycycline, because of the lower affinity for calcium, carries a lower risk than other tetracyclines. Doxycycline should not be used concurrently with other antibiotics especially bactericidal drugs such as the β-lactams. Handle the tablets with care if you know you are hypersensitive (allergic) to tetracycline. 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